Micro? Small? Medium? Finance for all!

MSME Finance for your Business

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Ready to take your FMCG business to the next level?

Our team is here to assist you every step of the way.

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Providing Meaningful Financial & Digital Inclusion: Purposefully + Profitably!

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Who are we

About US

Y9 Microfinance Tanzania Limited is a subsidiary of Y9 Inc USA. Y9 Microfinance, operating and regulated in Tanzania as a leading microfinance institution, offering a comprehensive range of financial solutions to individuals, SMEs, and large corporations. We are  committed to creating a positive impact through meaningful financial and digital inclusion.

Our Vision

We believe that we came into existence for a reason; To ensure meaningfully financial and digital inclusion for every citizen

Our Mission

Y9 is driven to create meaningful financial and digital inclusion. We are dedicated to achieving this locally, thoughtfully, and quickly.

Our Values

Y9’s core values aren’t just our shared beliefs; they are the mindsets we embrace,the choices we make, the actions we take. Y9 Values;

Truth, Love, Compassion
Big, Bold, Brave
Value ideas over hierarchy
Positive mindsets attract positive results
Do the right thing
Make an impact, SDGs & ESGs are key
Customer Obsessed
Persevere, never give up
Change Lives… Profitably

Who we serve

Direct

Direct

Customer Y9 Centre’s

Telecom Operators

Telecom Operators

Telcos, Telco Distributors/Shops, Telco Freelancers and Mobile Money Assets

Government

Government

Police, Military, Teachers, Nurses, Civil Servants

Business

Business

Corporates, MSMEs

Merchants

Merchants

Distributors, Super Agents, Merchants

Associations

Associations

Boda-Boda Riders, Businesswomen Groups, Farmers Groups

Our Services and Offerings

MSME Finance

MSME Finance

Y9's MSME Loans service tailored specifically for FMCG businesses. We understand the critical role of working capital in the success of micro, small, and medium enterprises (MSMEs) in the Fast-Moving Consumer Goods (FMCG) sector. Our goal is to provide accessible and flexible financing solutions to support the growth and expansion of your business.

Salary Loans

Salary Loans

Utility Loans

Utility Loans

Eazy Loans

Eazy Loans

Airtime Loans

Airtime Loans

Become a Member Today!

Enjoy the benefits of Y9’s Membership which includes free e-books, loyalty benefits, instant loans and more.

Free E-Books

Free E-Books

Be part of millions of book leaders in our platform across the world with a countless number of online free books

Insurance

Insurance

Get your device insured in case of unforeseen circumstances

Priority Support

Priority Support

We give you multiple options to solve encountered challenges with friendly customer support

Financial Inclusion

Financial Inclusion

We give you instant access to your financials with multiple instant loans options

Make an Impact

Make an Impact

Be part of the community that invests in making a suitable impact in the community around us

Our Locations

Coastal Zone

Coastal Zone

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Central Zone

Central Zone

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North Zone

North Zone

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South Zone

South Zone

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Lake Zone

Lake Zone

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Our Impact

Yohana Jonas
testimonials

I am a very good gear box mechanic; specialized in commuter buses commonly known as DalaDala. I took a phone from Y9 the sales agent told me on the benefits of a smartphone, that I can advertise on social media which I did, I was able to get more jobs and I repaid my loan quicker than planned because I was making more money.

Yohana Jonas

Technician Dar Es Salaam

Gertrude Tarimo
testimonials

Gertrude Tarimo, a Mama Lishe in Dar Es Salaam, notes how her smartphone has not only improved her business but has also enriched her life. Now I can take orders online, update my business on social media, and even learn new recipes. Y9 has truly improved my livelihood, she said

Gertrude Tarimo

Mama Lishe

Godfrey Chuma
testimonials

I have been able to increase my float because of Y9 Microloans; I am a small Agent in Ruvuma, I used to have a feature phone and now I own a smart phone in just one month just because I am able to increase number of transactions I do in a day.

Godfrey Chuma

Namtumbo

Riziki Makame
testimonials

Y9 Microloans I could pay for delivery so I do not have to go myself to town everytime I needed to get more supplies, I just had a baby travelling was becoming hard for me and my business was being affected; now I borrow from Y9 I get deliveries by the shop which has saved me time.

Riziki Makame

Shopkeeper

Iddi Kiluvia
testimonials

I needed to transport Vegetable Harvest from my farm to the market, I had no money to pay for the Boda-boda, frustrated that my vegetables will go bad and incur a loss; I borrowed from Y9 and was able to get my Vegetables to the market.

Iddi Kiluvia

Farmer Makambako

Our Contribution to UN SDGs

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We are committed to growing and protecting stakeholder value

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We are committed to driving people development

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We are committed to protecting the environment in line with Africa 2063 Agenda

Newsroom

Y9 Impact News

Y9 Microfinance marks one year with thousand of beneficiaries

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Y9 Impact News

Microfinance firm gets closer to unbanked people

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Y9 Impact News

Y9 launches the worlds first ever banking phone

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